Super Visa Insurance

What is Super Visa Insurance?

Super Visa Insurance is mandatory emergency medical insurance for parents and grandparents visiting Canada under the Super Visa program. It helps cover eligible health care, hospitalization, and repatriation expenses during their stay.

• Minimum $100,000 emergency medical coverage
• Must be valid for at least 1 year from the date of entry
• Must cover health care, hospitalization and repatriation
• Must be paid in full or through an approved instalment plan with a deposit — quotes are not accepted
• Must be valid for each entry to Canada
• Must be issued by an eligible Canadian insurance company or qualifying foreign insurer authorized to do insurance business in Canada

Who needs the policy?

Each Super Visa applicant needs qualifying proof of insurance. The host usually arranges the quote, but the parent or grandparent is the insured person and their accurate medical information is essential.

What does the Super Visa Insurance cover?

Super Visa Insurance can help cover eligible emergency medical expenses during your stay in Canada, depending on the policy.

• Physician and hospital services
• Emergency diagnostic tests
• Prescription medications required during an emergency
• Ambulance transportation
• Emergency dental treatment
• Repatriation
• Return of remains

Pre-existing health conditions and stability requirements

Some Super Visa Insurance plans may provide coverage for pre-existing medical conditions, provided the condition meets the policy’s stability requirements. Stability periods and definitions vary by plan and may require no new symptoms, treatments, tests, referrals, or changes in medication or dosage for a specific period before the policy starts.

Always review the policy wording carefully to understand what is covered and what stability period applies to your medical condition.

Choosing a deductible

A deductible is the amount you are responsible for paying toward eligible medical expenses before your insurance coverage begins to pay, as outlined in your policy.Choosing a higher deductible may help reduce your Super Visa Insurance premium, but it means you may have more out-of-pocket expenses if you make a claim.

Choose a deductible that balances affordable premiums with manageable out-of-pocket costs.

Effective date, Visa Refusal and Early Return

The effective date is the date Super Visa Insurance coverage begins. Depending on the policy, the effective date may be changed before travel if plans change.

If a visa is refused or the insured person returns home early, a refund of the unused premium may be available, provided no claim has been made and the policy conditions are met.

Refunds may be subject to administrative fees, minimum retained premiums, and required documentation.

Refund and cancellation rules vary by policy. Always review the policy wording and refund conditions before purchasing.

What Information Is Needed for a Super Visa Insurance Quote?

An accurate quote depends on the traveller's age, travel plans, coverage needs, and medical history. Having the right information available helps with comparing suitable plans and coverage options.

• Date of birth
• Health and medication history
• Destination province
• Expected arrival date
• Desired coverage amount
• Deductible preference
• Address in Canada

Compare - Before choosing a plan

Before choosing a plan, compare:

• Insurer and underwriter
• Coverage amount and deductible
• Pre-existing-condition coverage
• Payment options
• Refund and date-change rules
• 24/7 emergency assistance and claim procedures

Super Visa Insurance - Monthly

Protect your loved ones during their stay in Canada with Super Visa Insurance—now available with convenient monthly payment options. Get the essential emergency medical coverage required for the Super Visa without paying the entire premium upfront. With flexible payments and dependable protection, welcoming your parents or grandparents to Canada has never been easier.