Travel · Focus on school with coverage in place
International Student Insurance
Affordable health coverage for international students and families.
- Emergency medical
- School-compatible options
- Family add-ons may be available
Why students need coverage
International students may not be immediately eligible for provincial health insurance, and school plans differ. A student policy can cover eligible emergency medical and other health expenses for the study period.
Start with the school's requirements
Some institutions automatically enrol students, others require proof of private insurance. Confirm waiver rules before buying a duplicate policy.
Benefits to compare
Plans may include hospital and physician care, prescription drugs, ambulance, emergency dental, repatriation, counselling, maternity or accidental death. Each has separate eligibility and limits.
Spouse and dependant coverage
Eligible family members may be added, but enrolment deadlines and age limits apply. A spouse or child may need a different visitor or provincial solution.
Sports, work and travel
Varsity sports, high-risk activities, travel outside Canada and paid work can affect coverage. Read exclusions and request written confirmation for planned activities.
Mental-health and ongoing care
Student well-being benefits vary. Compare counselling visits, psychiatric care, prescription coverage and referrals. Emergency coverage is not a substitute for a complete ongoing-care plan.
Using the policy
Save the assistance number, locate nearby clinics, understand direct billing and keep enrolment current through school breaks and permit extensions.
Personalized quote request
Tell us what the policy needs to do.
Student coverage must fit the school, study period and any accompanying family members.
- Product-specific questions
- Needs-led advisor review
- Your preferred follow-up time
Questions, answered
What people usually ask
Does every international student need private insurance?
Requirements depend on province, institution and eligibility for public coverage. Confirm with the school.
Can family members join the same plan?
Often yes, within eligibility rules and deadlines.
Are prescriptions covered?
Usually only within stated limits and eligible categories. Routine medications may be treated differently from emergency prescriptions.
Does coverage continue during school breaks?
It can if enrolment and policy eligibility continue. Confirm travel and absence rules.
A quote should start with your needs
See the coverage gap before comparing prices.
Our guided interview organizes the details an advisor needs and lets you choose the best time for a follow-up.
Start my guided quoteSources and verification
We use official regulator, government and insurer information. Product contracts and eligibility change, verify details for your application.