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| PRE-EXISTING CONDITIONS |
Benefits are not payable for any Disability that begins within the first 12 months of either the effective date of coverage or the latest reinstatement date if the Disability results, directly or indirectly, from a Pre-Existing Condition. A Pre-existing Condition means any injury in respect of which, at any time during the 12 months prior to the effective date or latest reinstatement of coverage, you consulted, received advice, took prescribed medication, or incurred any health related expenses on the advice of a physician or health care practitioner, or, a reasonably prudent person with such symptoms would have consulted a physician or health care practitioner. |
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Who needs disability Insurance?
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Accidents and Sicknesses happen every day!
What would you do if it happened to you?
Disability Insurance, is meant to provide you with an income when you can't work due to an injury or illness.
Benefits are paid monthly after a certain waiting period (if applicable) has passed. The benefit is paid for the period of time you are disabled up to the maximum amount of time allowed in the policy contract. Benefits are usually a percentage of your income. With the Edge Benefits, you can have benefits based on your Gross Business Revenue or Net Earned Income, depending on how you get paid.
Sometimes a disability affects your ability to work part of the time. That's when Partial Disability can help by paying 50% of the benefit amount for up to 180 days.
While you are disabled and benefits are being paid, you are not required to pay premiums and your coverage will continue.
Simply compete form below and one of our licensed advisor shall discuss your needs.
If you have further query please contact Canada Insurance Plan. |
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| Yes, I want my FREE, No Obligation Quote |
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| Name: * |
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| Age: * |
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| Gender: * |
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| Smoker Status: * |
Smoker
Non Smoker
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| Health Status: * |
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| Email: * |
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| Phone: * |
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Medical Health Conditions/
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Features of plan |
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Loss of Income Injury Coverage Is Guaranteed To Issue
Available to ages 18 - 64, coverage to age 70
Benefits based on Gross Business Revenue or Net Earned Income
LOSS OF INCOME COVERAGE
$1,000 to $4,000 per month
Injury only or Injury & Illness
coverage, 24 hour or Non-Occupational available
Benefits payable to age 70 for most occupations
5 year benefit period available for all eligible occupations
Payable from the FIRST DAY
30 day or 120 day waiting period also available
Features Include
Partial Disability Benefit
50% benefits for up to 180 days
Waiver of Premium after
30 days of Total Disability while benefits are payable
Return to Work Assistance Benefit
rehabilitation and financial assistance in returning you to work
Accident Medical Reimbursement Benefit
providing reimbursement up to $10,000 for a number of medical expenses
not covered by government health insurance plans
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