Term | Whole Life | Universal Life Insurance

Automobile Insurance


Automobile Insurance: According to the Insurance Education Foundation, there is a 70% chance a person will be involved in an automobile accident within the first three years of driving. There are four types of coverages available for automobile insurance. 1. Liability insurance covers the insured if injuries or damages are caused to other people or [...]

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Types Of Life Insurance


Basic types of life insurance: *  Term insurance :-Term insurance generally has lower premiums in the early years, but does not build up cash values that you can use in the future. *  Cash value insurance.:- You may combine cash value life insurance with term insurance for the period of your greatest need for life [...]

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Universal Life


Universal life insurance we can also call Flexible premium and Adjustable life, is a variation of whole life insurance. Universal life insurance is a combination of an account like a savings account and an insurance plan. Advantages *   Flexible *   Stable *  Grantee *  Mortality charges. *  Interest credits. It is a  permanent policy providing [...]

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Term Life Insurance


Life insurance policies through agents or brokers, by mail, via the Internet, or through group plans offered by your employer or an association. Term Life Insurance care after your family and business. It can provide a lump sum payment when you die, with options for cover if you become permanently disabled, or are diagnosed with [...]

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Life Insurance


Life insurance is a policy that you can enter with your insurance company, which promises a certain amount to your beneficiary(ies) in the event of your death.As part of the agreement with life insurance, your insurance policy will be a monetary value, that you will in return, pay a monthly premium for. Premiums usually depend [...]

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Canada Life Insurance


Canada Life Insurance Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.Whole life insurance is a form of permanent life insurance with a fixed or level premium that is usually payable for the entire lifetime of the insured. The terms whole life, [...]

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Guaranteed Issue Whole Life


Guaranteed Issue Whole Life – Plan Description Guaranteed Issue Whole Life offers lifetime protection with no medical questions or health exams. The premiums are guaranteed and remain level until the end of the premium payment period at which time the policy becomes fully paid-up. The death benefit and cash surrender values are also fully guaranteed. [...]

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Guaranteed Issue Whole Life


Guaranteed Issue Whole Life – Plan Description Guaranteed Issue Whole Life offers lifetime protection with no medical questions or health exams. The premiums are guaranteed and remain level until the end of the premium payment period at which time the policy becomes fully paid-up. The death benefit and cash surrender values are also fully guaranteed. [...]

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Universal Life insurance-Insurance and Investments


Insurance and Investments. Universal Life insurance is a combination of two parts: life insurance and an investment account.You decide what to do with each part, so you can put together a product that fits your needs and goals. Both premiums (payments) and benefits are flexible. Your payments can be used to buy life insurance and [...]

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Term 30 R & C – Plan Description


Term 30 R & C – Plan Description Preferred ($250,000 – $5,000,000) Non-Preferred ($50,000 – $249,999) 30 Year R&C Term is a non-participating guaranteed renewable and convertible plan. The premiums are guaranteed and remain level for a thirty year period. The policy can be renewed (without evidence of insurability) for subsequent 30-year periods. It is [...]

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