Sunlife Financial Retirement income products


Retirement Income Products Payout Annuity It would provide a guaranteed income for life or for a term the person/client chooses.It is an ideal product for individual or clients who want worry- free income with no active investment management, for those who have the potential for maximum income over a lifetime because of the mortality credits. [...]

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Visitors to Canada – Supervisa Insurance


Visitors to Canada are supposed to have emergency medical travel insurance from a good Canadian insurance company. Usually the average hospital stay in Canada costs up to $7,500 and it might be even more for patients with an underlying complication like diabetes or cancer . Prescription drugs might also significantly contribute to the overall expenses. [...]

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Flexcare Combo packs – why do they matter so much?


Flexcare Combo packs – why do they matter so much? What if something really serious unfortunately did happen to you or a member of your family? You and your family will be most vulnerable to unexpected expenses and costs which are not covered by the government health plan, such as the following below : Major [...]

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Foresters Life’s Term Insurance products


Foresters Life’s Term Insurance products These Products will provide you with the choices you need to plan for your family’s financial security. You may select from a wider range of competitively priced products to meet all your protection needs as a client. Products also include a conversion option that allows you to convert all or [...]

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SunUniversalLife policy , Right choice matters


Cost of insurance discount is unique and additional investment bonus which improve long-term value A unique feature under the of SunUniversalLife that can help improve your long-term policy values. Although it doesn’t appear in first year cost of insurance COI comparisons, the unique cost of insurance discount offered with SunUniversalLife policy investment bonus option is [...]

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Sun Par Protector and Sun Par Accumulator Policies comparison chart


Case ONE Case TWO Assumed Male, age 45,non smoker Assumed Male, age 50,non smoker Sun Life Sun Par Protector Canada Life Estate Achiever Sun Life Sun Par Accumulator Canada Life Wealth Achiever $500,000 $514,400 Estimated Face amount $1,000,000 $1,089,116 $14,145 $14,145 Total premium $36,760 $36,760 Total Guaranteed cash values $32,365 $25,206 Year 10 $216,160 $222,180 [...]

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Changes to some DFS – Decreased minimum guaranteed rate for 5- and 10 – year GIOs for Pace UL


Changes to some DFS (Desjardins Financial Security )- Decreased minimum guaranteed rate for 5- and 10 – year GIOs for Pace UL The low interest rate climate has also led DFS to reduce the minimum guaranteed rates for guaranteed investments options (GIOs) for Pace UL. Effective June 13th 2012, the new minimum guaranteed rate, with [...]

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New Changes to Term 10 and Term 20


New Changes to Term 10 and Term 20 There are reduction of the Term 10 and Term 20 rates (Term Life insurance) It is very pleasing to announce that the rates for the Term 10 and Term 20 (Term Life insurance)will be reduced as of June 13th, 2012. These reductions will be applicable to both [...]

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SuperVisa News | More Hard to get


Increasingly high rates of Canada Super visa rejections are a big blow to the dreams of many parents wanting to come and stay with their children and grand children living in Canada. This rejection in some cases was despite the fact that $2,200 was paid for the return ticket and another $6,000 towards Super Visa [...]

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Saving For Retirement Video


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