Online Application

1. Visitors to Canada Plan

This plan covers Visitors to Canada for emergency medical expenses incurred in Canada or during a side trip outside of Canada (not to your country of origin), provided the side trip begins and ends in Canada. The length of time you spend in Canada must by greater than the length of time you spend on your side trip outside of Canada.

If you purchase this policy prior to your arrival in Canada, coverage begins on your arrival date. If you purchase this policy after arrival in Canada, expenses will not be covered as the result of sickness occurring prior to or within the first 48 hours immediately following your policy purchase date and time.

Benefits for all plan options include:

1. Emergency Medical Expenses;
2. Emergency Evacuation & Repatriation;
3. Expenses Related to Your Death;
4. 24-hour Emergency Assistance - Whether you need emergency medical care or emergency arrangements to return home, our multi-lingual emergency assistance counsellors, doctors and nurses will help you anywhere in the world, anytime of day.

Benefits for Plan C also include:

1. Bedside Companion & Subsistence;
2. Subsistence Allowance;
3. Emergency Dental;
4. Non-Flight Accidental Death & Dismemberment.

2. Gold Visitors to Canada Emergency Medical Plan

Three levels of emergency accident & sickness and death & dismemberment insurance.

This plan covers Visitors to Canada for emergency medical expenses incurred in Canada or during a side trip outside of Canada (not to your country of origin), provided the side trip begins and ends in Canada. The length of time you spend in Canada must by greater than the length of time you spend on your side trip outside of Canada.

If you purchase this policy prior to your arrival in Canada, coverage begins on your arrival date. If you purchase this policy after arrival in Canada, expenses will not be covered as the result of sickness occurring prior to or within the first 48 hours immediately following your policy purchase date and time.

Benefits for all plan options include:

1. Emergency Medical Expenses
2. Emergency Evacuation & Repatriation
3. Expenses Related to Your Death
4. 24-hour Emergency Assistance - Whether you need emergency medical care or emergency arrangements to return home, our multi-lingual emergency assistance counsellors, doctors and nurses will help you anywhere in the world, anytime of day

Benefits for Plan C also include:

1. Bedside Companion & Subsistence
2. Subsistence Allowance
3. Emergency Dental
4. Non-Flight Accidental Death & Dismemberment

For Online Application Click here .

What are my coverage options?

Purchase this insurance as a Single Trip policy.

Coverage details:

1. This insurance covers visitors to Canada requiring an emergency hospital stay or emergency medical treatment. It also protects immigrants and Canadians returning to Canada after living abroad who are awaiting provincial health plan coverage.
2. Available in increments of $10,000 (CAD) up to a maximum of $300,000 (CAD).
3. This insurance has no deductible. However, you can choose to add one of the three deductible options to receive a discount on the premium.
4. Three deductible options are available to reduce the premium by 5%, 15% or 25% depending on the deductible option chosen.
5. No waiting period on sickness if purchased prior to arrival in Canada.
6. Family plan available.
7. This plan includes Air Flight Accident and 24-Hour Accident Insurance up to $25,000 (CAD) each.

Eligiblility

To purchase this insurance you must be a visitor to Canada, an immigrant awaiting provincial government health care coverage, or a returning Canadian.

Benefits

Includes medical treatment by a Physician or in a Hospital, emergency dental services, non-emergency treatment, childcare, maternity, family transportation, out of pocket expenses and more.

For Online Application Click here .

GMS Visitors to Canada Travel Plans:

Immigrants & Visitors to Canada

Whether you’re just visiting, or planning on making Canada your new home, GMS is here to help provide for your emergency medical needs while in the country.The Annual Immigrants & Visitors to Canada Plan is perfect for Super Visa applicants, frequent visitors to Canada and visitors planning extended stays. It provides 365 days of uninterrupted coverage for emergency medical expenses in Canada. You can also return to your country of origin as many times as you like, without the need to re-apply for coverage when you come back to Canada.Our simple, online application makes it easy for you to choose the coverage you need:

1. You choose the deductible; $0, $100, $500 or $1,000
2. You choose the amount of coverage; $25,000, $50,000, $100,000 or $150,000 in total coverage
3. You choose the length of time for which you are covered

No medical questions if you are under 55 years of age.

No wait periods if you apply before you arrive in Canada. If you apply for or extend coverage while in Canada, there is a 48 hour wait period.

For Online Application Click here .

What are my coverage options?

Purchase this insurance for multi trip annual travel Worldwide or Within Canada, and for single trip travel Worldwide, Worldwide Excluding USA or Within Canada.

Coverage details:

1. Coverage in case of injury or sickness requiring an emergency hospital stay or emergency medical treatment while travelling outside your home province or territory, abroad or within Canada.
2. Maximum coverage: $5 million (CAD).
3. Includes a $250 (CAD) deductible with a buy-out option.
4. Other deductible options available.
5. Family plan available.

Benefits

Includes licensed ambulance, emergency dental expense, prescription drug reimbursement, emergency medical transport, family transportation expense, board and lodging for the insured person(s) or the travelling companion while confined to hospital, escort home of insured children and more.

For Online Application Click here .

TravelStar from GMS is a collection of travel insurance products designed to protect your financial ability to travel. You won't get stuck at home paying the high cost of travel gone wrong. Emergency medical coverage, trip cancellation and baggage loss insurance… all at affordable rates. Many Canadians travel without travel medical insurance, believing government health programs cover everything—they don't. The cost of just one incident could be financially devastating. GMS TravelStar Emergency Medical Insurance provides protection from the high cost of emergency treatment while travelling.  Basic coverage includes:

• $5,000,000 in coverage

• 22 essential benefits including hospital, physician and ambulance expenses

• 24-hour, worldwide assistance

For Online Application Click here .

1. Mature Emergency Medical Plan

This plan is designed for Canadian residents age 60 and over travelling for 31 days or longer. Our innovative underwriting process ensures you are paying for your risk and not subsidizing applicants who require larger premiums. This plan offers true value for money during your extended stay.

2.Gold Medically Qualified Medical Plan

For travellers aged 60 years and older, this plan provides coverage for expenses incurred as a result of a medical emergency that occurs after you leave your Canadian province or territory of residence. Medical coverage is required because government health insurance plans only partially cover emergency accident and sickness costs when you travel.

3. Mature Emergency Medical Annual Plan

Mature Emergency Medical 45 Day Annual Plan: This plan covers an unlimited number of trips of 45 days or less during a 12-month period. Our innovative underwriting process ensures you are paying for your risk and not being pooled with applicants who require larger premiums. Top-up is available if additional days of coverage are required. This plan offers true value for money for each of your frequent trips.

For Online Application Click here .

 GMS Individual Health Plans:

Individual Health Plan

Health, Dental, Prescription Drug and Travel Coverage for you and your family.

The costs of everyday life can add up quickly. Health care needs can place an additional and sometimes unexpected financial burden on your family. Make sure you're covered for everyday health needs, medical emergencies and rising drug and dental costs with supplemental health insurance.OmniPlan, ExtendaPlan,

For Online Application Click here .

1. Deluxe All Inclusive Package

Our premier package for all travellers. This package offers complete coverage to protect your investment before you depart and to protect you against unforeseeable expenses while you are on your trip. Coverage includes protection for:

1. Trip cancellation, interruption or delays;
2. Emergency accident and sickness;
3. Accidental death and dismemberment;
4. Lost, damaged, stolen or delayed baggage;
5. 24-hour emergency medical assistance.

If you are 75 years of age or older you must complete our medical questionnaire during the purchase process.

2. Deluxe Trip Cancellation & Interruption Package

Deluxe Trip Cancellation Package

Our premier non-medical package for travellers under the age of 85. This package offers complete coverage to protect your investment before you depart and to protect you against unforeseeable non-medical expenses while you are on your trip. Coverage includes protection for:

1. Trip cancellation, interruption or delays;
2. Accidental death and dismemberment;
3. Lost, damaged, stolen or delayed baggage;
4. 24-hour emergency medical assistance.

Please refer to the Travel Insurance Policy for complete details on benefits, conditions, limitations and exclusions.

3.Gold Deluxe All Inclusive Package

Our premier package for travellers under the age of 75 who want our most comprehensive coverage and services when they travel. This package provides access to our optional add-ons.

Our premier package for travellers aged 74 years and younger. This package offers complete coverage to protect your investment before you depart and to protect you against unforeseeable expenses while you are on your trip. Coverage includes protection for:

1. Trip cancellation, interruption or delays
2. Emergency accident and sickness
3. Accidental death and dismemberment
4. Lost, damaged, stolen or delayed baggage
5. 24-hour emergency medical assistance

Please refer to the 444100/444105 Gold Deluxe All Inclusive Package policy for complete details on benefits, conditions, limitations and exclusions.

4.Gold Deluxe Cancellation / Interruption Package

Our premier non-medical package for travellers under the age of 85. This package provides access to our optional add-ons.

Our premier non-medical package for travellers under the age of 85. This package offers complete coverage to protect your investment before you depart and to protect you against unforeseeable non-medical expenses while you are on your trip. Coverage includes protection for:

1. Trip cancellation, interruption or delays
2. Accidental death and dismemberment
3. Lost, damaged, stolen or delayed baggage
4. 24-hour emergency medical assistance

You also get access to expand your benefits or add optional coverage for your cruise, tour, golf, ski, or business getaway.

Please refer to the Travel Insurance Policy for complete details on benefits, conditions, limitations and exclusions.

For Online Application Click here .