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Permanent Life Insurance
Whole Life Coverage— This includes guaranteed death benefits, guaranteed cash values, and the security of a fixed annual premium.
Universal Life Coverage— This option provides you with greater flexibility in both premiums and potential return. It still offers both a payout in the form of life insurance coverage and the potential of a cash value to increase with the term of the policy.
Limited Pay— This is basically permanent and term life insurance combined in that you only pay premiums for a specific term; however, you still receive the death benefit after the term expires, though usually at a reduced rate.
Life Insurance Quote - Alberta
Alberta Term Life Insurance – Lowest Premiums
Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time for example Term- 10, Term-20, Term 30, Term 40 are insurance policies with level or same premiums for 10 years, 20 years, 30 years and 40 years respectively. After that period expires coverage at the previous rate of premiums is no longer available and you must either forgo coverage or potentially obtain further coverage with increased premium payments. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.
In simple words term life insurance policy pays a monetary benefit to the named beneficiary if the death of the insured happens during the term of the policy. Term life insurance is the most inexpensive way to insure or cover yourself and protect your family or loved ones against financial hardships in the event of untimely passing away.
Alberta Mortgage Insurance – Save up to 30%
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Alberta Funeral Insurance – Plans from $15 per month
Funeral insurance protects your loved ones by covering the costs of the burial or cremation and service. Most funeral insurance policies range between $5000 and $25,000 in value and are available to persons up to age 90, so it never becomes too late to start life insurance plan, earlier the better as your good health and young age can get you lower premiums, which never change over the years and cover you till you live.
Alberta No Medical Life Insurance
No medical Life Insurance as name signifies Life insurance without medical examination ie no blood work, no needle tests or urine sample or no medical results from doctor. If you have any of these health conditions, we can insure you:
Cancer | Heart attack | Stroke | High Blood Pressure | Cholesterol |Diabetes – Insulin | Hepatitis B | Hepatitis C | Cirrhosis | Kidney disease | Bypass surgery | Dementia | Depression | COPD | Respiratory condition | Declined by other Life Insurance |MS (Multiple Sclerosis) | Angina |Hemophilia | Thrombocytopenia or serious Anemia
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